Are you monitoring your delinquency and default rates?

 

A 0% CDR Doesn’t Mean You’re in the Clear

A zero Cohort Default Rate reflects the repayment pause — not current borrower behavior.

 

Right now, more than 7.7 million federal borrowers are delinquent. Many are already over 270 days past due. Defaults are forming in real time.

 

When those defaults surface, CDRs will follow.

 

The only question is whether you will see the risk early enough to act.

 

Get a Real-Time View of Your Delinquency Exposure and Building CDRs

Submit your information to receive a complimentary Delinquency and Default Tracker Report built from your NSLDS School Portfolio data.

 

This customized analysis provides:

  • Current delinquency and default levels across your borrower portfolio
  • Identification of borrowers nearing and already in default
  • Early warning indicators tied to future CDR impact
  • Segmented data to prioritize outreach efforts
  • Clear insights to protect federal aid eligibility and institutional reputation

 

No lagging federal reports.

 

No guesswork.

 

Just visibility into what is happening now.

 

Take Action Before Rates Rise

Institutions that act early can reduce delinquency before it becomes default.

 

Institutions that wait react after damage is done.

 

 

 

Complete the form below to generate your complimentary Delinquency and Default Tracker Report.


 

 

When You’re Ready to Intervene, We’re Ready to Help
Inceptia’s Repayment Wellness Solutions combine borrower-centered outreach with portfolio-level intelligence to:
  • Resolve delinquency
  • Prevent default
  • Strengthen long-term repayment outcomes

 

Protecting your borrowers protects your institution.