Don’t Be Fooled by a Zero CDR
A zero CDR doesn’t reflect today’s reality. It’s a leftover from the repayment pause. Meanwhile, over 43% of borrowers aren’t making payments, and many don’t plan to.
Behind that zero lies a growing wave of delinquency, and rising defaults are next. That means higher CDRs, damaged reputations, and increased institutional risk.
Gain Visibility & Take Action Now
Submit your information and we’ll put the Delinquency Tracker to work for you – a powerful real-time report using NSLDS School Portfolio data to give you’re an accurate view of your borrowers enabling you to:
- Identify your school’s true delinquency rate
- Uncover trends and warning signs before they impact your CDR
- Gain the insights needed to better support your borrowers and protect your institution
- Pinpoint actionable data to build a compelling case for default prevention resources
- Take strategic action to prevent defaults and protect federal aid eligibility
Don’t wait for outdated reports. Proactive tracking today means fewer defaults tomorrow – and a better outcome for your students and your institution.
Inceptia Can Help You Stay Ahead
Our Repayment Wellness solutions combine expert outreach with real-time data to help borrowers make informed decisions and avoid default. Let us support your success while you support theirs.
Complete this form to create your free report today.
Remember the Consequences of Rising CDRs
- A 15% CDR: Triggers a shift to multiple disbursements for federal financial aid, causing delays, frustrated students, and strained resources.
- A 30% CDR for 3 consecutive years: Risks losing eligibility for Pell Grants and Direct Loans
- A 40% CDR for even 1 year: Can result in immediate sanctions